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© 2018 by PayHub Payments

April 24, 2019

We've been talking about EMV for what feels like an eternity now. With a massive year-long effort to get all of our clients' set-up with EMV compliant equipment, we were very successful. Backing it up a bit - in 2015 consumers began receiving their chip cards and these cards set the groundwork for many industry related changes and benefits. Businesses needed to gain the capability to accept these new cards and without a very clear picture and/or a proven track record, the thought of updating their equipment and changing the way they have done business forever wasn't exactly met with a smile. However, we are pleased to be here tod...

August 2, 2017

Trying to move from cash to cash and credit?! Good idea! The Census Bureau concludes that over the past few years, 72% of consumers had at least one credit card. Accepting both cash and credit gives your customers the opportunity to spend more money. 

New to the credit card game? We have some helpful hints for you to consider when looking for a payment processor. 

Service Fees: How will the processing company charge you for service? Weekly / monthly? Or by transaction or a combination? Be sure to understand service fees, are there hidden fees? Compare quotes between a few different companies to see which is the best fit for your ne...

May 29, 2017

Each of our terminals at Payhub Payments are reliable, efficient, and speedy. One of these terminals is called the Dejavoo V8. This terminal is equipped with great connectivity that is integrated with Linux OS, Value added server, and Embedded SQL. Sales increase when using this terminal due to its high productivity level. The Dejavoo V8 has a USB port that allows software to be imported in less than a minute creating an easy and hassle-free environment for owners, meaning you can combine it with USB add-ons and a serial/pin pad port whenever. Security is a priority for PayHub and that is easy to see with this terminal. Without p...

May 22, 2017

Your business can gain great advantages by accepting credit cards from your customers. There are a significant amount of benefits that credit cards offer, whether it’s electronically or manually. Here are just a few of them.

  1. Sales: What business doesn’t want to increase profit? With credit card acceptance you can guarantee your business with be booming with more sales. One of the main reasons that these sales increase is due to a larger audience and customer base that results by switching from cash only to credit/debit card acceptance. Many customers avoid businesses that are cash only because most rely on their cards these da...

April 3, 2017

With the explosion of EMV technology for payment processing it is hard to keep track of what has been occurring. Businesses and consumers have lived with this new adoption for one year now. EMV standard has transformed the payment industry and we want to provide insight for your business as to what EMV looks like in 2017.

1. With the adoption of EMV standard, studies have been popping up regarding this new technology. Recently, studies have shown that by the end of 2017 EMV technology should increase by 98% due to laws that will come into play later down the road.

2. Many forget that EMV just came to be about a year ago, which also...

March 20, 2017

All of our terminals, pin pads, and Clover machines are equipped with EMV technology. Here at PayHub Payments, we believe in the power of security, which is why our devices contain EMV technology. But what exactly makes EMV a more protected transaction authenticator than the original cards? The answer is the small gold square located on the card, rather than the traditional magnetic stripe.

Where does this chip come from? The chips begin as 500 pounds of large glass and are then segmented into distinct separate discs. Individual micro circuits are then cut from this and placed on each separate debit and credit card. These chips ar...

March 8, 2017

Non-cash payments are continuing to grow each day, with debit and credit cards leading the industry. These cards continue to keep rising in the payment sector and will only continue to do so. Research says non-cash payments have grown to 178 trillion within the last year.

Think about it, not only do consumers swipe their credit and debit cards, but these cards are now involved in other payments that advance with technology. Even with all the new apps that let you send money, or pay from your phone at the register, your original debit or credit card is still being used.

New EMV technology requires consumers to have a chip on your de...

January 9, 2017

It can be beneficial to hear tips about using payment processing equipment or functions, as well as learn more about what Payhub can do, from someone on the inside.

Here are a few tips from Payhub's payment processing expert, Dan:

  •  Payhub is able to adjust the way your credit card deposits appear in your bank account. Just give us a call and we can review the options with you.

  • The Payhub Gateway offers a Customer Vault that will encrypt and store your clients’ payment information for future use.

  • Payhub offers a full line of secure stands for credit card terminals and pin pads. Stands extend terminal life by securing...

January 4, 2017

Whether you just want to treat your company to a new upgraded system or it’s time for a new helper to make payment processing easier in the upcoming year, the Clover Station may just be what you’re looking for! The Clover accepts credit cards, EMV chips, and NFC payments like Apple Pay in the safest and most secure ways. The Clover is built with the best POS hardware and software to fulfill whatever needs a business owner and its customers may need. 

The Clover’s sleek and simple design is visually pleasing without sacrificing performance, unlike other POS systems. With a modern and appealing look, you won't be taking up valuable...

December 28, 2016

Easing the struggle of debt, even in the smallest way, is a main priority for many people, but this is not always the easiest feat to accomplish. We have provided 4 more ways that can help you stay out of the dreaded debt.

  1. Budgeting Control Apps: There are plenty of apps out in the market that are great for organizing or creating a monthly budget to keep your finances in on track, in the palm of your hand. Many of these apps have neat features that are color coded for notifying you of different financial situations, like red meaning financial trouble.

  2. Choosing Home: Even the simplest actions can help with the issue of deb...

October 31, 2016

Forget about slow and old fashioned cash registers. If your business hasn’t already, it’s time to upgrade to a POS, or point-of-sale system. POS systems provide a variety of wonderful benefits for your business, so we’ve listed some below!

Simplicity: POS systems are a helpful tool that make the accounting process for your business much easier. These systems have reports integrated within, which eliminate the hassle of sorting through hundreds of receipts. What was once complex has now been made easily accessible. Don’t spend extra money on an accountant, when these systems can easily simplify the process for you.

Inventory Manag...

October 26, 2016

It’s of the utmost importance to us that your credit card information is kept safe. To help you combat this, we’ve compiled 5 more ways to help you avoid credit card fraud. 

  1. Report Your Card: If you lose your credit card or find it stolen, it is crucial that you report it as soon as possible. The sooner you report your card, the closer you are to ensuring no fraudulent charges occur. Keep your credit card company’s information on hand, so that if this issue does transpire you’ll have immediate contact and quick action. 

  2. Review Billing Statements: Reviewing the charges on your billing statements can be a key player in indi...

October 24, 2016

Credit card fraud is becoming more and more prevalent in today’s age. Thieves are becoming smarter and more innovative with how they steal our information, even with the aid of EMV chips and credit card companies improving their security measures. Credit cards are striving for new advances to help us tackle these issues, but in the meantime, here are 5 simple steps that everyone can take as a precaution to help eliminate their chances of credit card fraud. 

  1. Credit Card Safety: The placement of where you keep your credit cards is one of the simplest but most important matters. You should be keeping your credit card in a safe co...

October 5, 2016

One way or another, everyone has heard of the application called Uber. This app is changing the game in many areas by providing a cheaper mode of transportation than the standard taxis. While also becoming the most popular application for transportation for college kids to get around campus, business journeys, or just the average person trying to get from point A to B, we can all see that it is taking over the transportation scene. Continuing to innovate, Uber also added a new feature called UberEATS, where it allows you to “get the food you want, from the local restaurants you love, delivered at Uber speed”.

This company is also...

September 19, 2016

In this day and age, technology feels like it is on the rise every moment; launching new advancements, payments methods and allowing easier and faster ways to pay someone back. We wanted to give you insight into what the 3 biggest global payment methods of today’s time are, to make it a little easier when choosing payment methods for personal or business use.

  1. Credit Cards- If you look around, there is a good chance that everyone surrounding you owns some sort of credit card. This is because credit cards are on the top of the list involving types of payment processing methods, even more so credit cards are leading in global app...

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