February 26, 2018

The biggest concern customers have nowadays regarding payments is the safety of their information. With technology advancing at such a fast rate, it has become crucial that credit and debit cards are protected against any and all kinds of security breaches so that a customer’s account and payment information is theirs, and theirs only. So what can you do to reassure your customers safety concerns and ensure protection?

1. Accept EMV payments.

This is no longer a preference, it is an absolute necessity for all businesses. With the adoption of EMV, many customers were hesitant, and worried this new technology it would be less safe. H...

December 11, 2017

1. PayHub takes you to the 21st century with e-commerce. 

As e-commerce continues to grow as a popular option for businesses, PayHub can work with you to provide seamless credit card processing even through e-commerce. Get your business online and see it grow even further!

2.  PayHub has the best technology on the market.

PayHub’s terminals are unparalleled: we have terminals ranging from the sturdy traditional models to sleek innovative systems. Our shining star is the Clover - which comes in 5 different models, and can be customized for any business. Our terminals can take your POS system to the next level, and don’t have to simpl...

October 9, 2017

PCI compliance is a term that is used quite frequently, but many don’t understand the importance of it. PCI compliant is a term created by the Payment Card Industry Data Security Standard (PCI DSS) that refers to a higher level of security, and is required by all companies that accept card payments. These safety measures ensure security of your customers’ card data and personal information through different means of encryption and standards.

Added security is great, but is it necessary when you already have a seemingly secure system? Absolutely. Fraudsters and thieves keep an eye on opportunities to break in every day, and if your...

August 30, 2017

As data breaches and malware increase globally, it can feel like no company is safe, with even large chain franchises being targeted. While there is always the possibility, it’s as important as ever to make sure your card data is as secure as possible. Some businesses can fall victim to the weaknesses in their card payment systems, and the damage is irreparable. Even if a breach is resolved, many tend to lose trust in your brand. It’s as important as ever to make sure your business has effective security in place to ensure your business doesn’t experience this! 

It is vital to be sure your terminals and technology is updated with...

June 12, 2017

Having an e-commerce website provides many advantages for a business. But being able to sell those products online is not the easiest concept to execute for every company. Because online payments are often accompanied by some difficulty, here are some tips we believe can help raise conversion.

  1. Assure Security: In this day and age, consumers put a high priority on secure data regarding personal information linked to online payments. Luckily at PayHub Payments, all our equipment, like our EMV chip terminals, can aid consumers in this security worry that they may have. When customers trust that you are reliable and secure, your c...

April 26, 2017

Earlier this week, we discussed the Ingenico iCT250 which is PCI PTS 3.x certified and has SRED and Open protocol modules, but what do SRED and Open protocol modules mean? SRED is short for secure reading and exchange of data. You may ask, what is so special about this? This is significant because it keeps cardholders information protected at the point of payment acceptance. Security is a top priority for consumers so ensuring your business has the top security requirements will benefit your company. This will also aid in passing the larger security requirements regarding the broader point to point security developments. Although...

April 12, 2017

When it comes to EMV and the smart technology that is equipped within it, EMV, also known as EuroPay, MasterCard, Visa is becoming more of a necessity. More and more businesses are being required to enable this technology. EMV is its own computer chip that encrypts its own unique transaction code for each consumer that can’t be replicated. Now you may ask yourself, what's in it for business, and not just the consumers? There are a number of benefits for a company that takes on EMV integration! Have your company invest in one system with an abundance of benefits.

Security: This is one of EMV’s top benefits for your business, as wel...

February 20, 2017

When it comes to gaining and retaining customers, security is a determining factor for many individuals. PayHub Payments’ security features use PCI compliance and assistance, and we wanted to let you know what, how, and why your business should do to encompass this security.

What is PCI? PCI, sometimes seen as PCI DSS stands for Payment Card Industry Data Security Standard. This is a set of standards for security that ensures all businesses or services that accept, store, or process credit card information do so in a secure manner. 

When was PCI established? The PCI council first established in September of 2006 to help improve and...

May 25, 2016

The previous months have had a lot of talk about when the government gets to step in and rule over any company’s right to protect their customers’ data and personal information. The problem is that we’re being asked to decide on an issue that is being presented so black and white, which explains why the administration was even divided on the issue. Since cyber fraud is ever changing and the top criminals are always thinking up their next ploy, it would mean that any bill would have to be pretty broad in order to cover the full spectrum of possibilities - the only way to make it effective. 

What’s going on here is that, y...

May 23, 2016

With all of the fraud that is out there these days - especially credit card fraud - it’s easy to see how real-time notifications and alerts can be a game-changing benefit to the industry. We already know that our credit card company can call us to report suspicious activity if they see that $2,000 was spent shopping in a different state across the U.S. and we know we weren’t there. However, we’re finding these things out after the transaction has already happened and the fraudster could be in the next country by now.

Additionally, credit card companies want to be able to communicate with their customers on other important an...

May 2, 2016

Now that we better understand the process it’s going to take to get nationwide acceptance and practice of EMV compatible terminals, let’s take a look at why chip cards is the new secure way to pay. 

Traditional mag stripe cards are quite easy for fraudsters to hack - as long as the card is working, all they need to do is replace the signature, or even simpler, just forge it. In this scenario, the credit card can continue to be used for fraud until it is cancelled - way after tons of purchases have already been made.

The idea with having a chip card is that the data being passed through during a transaction is ever changing - unlike...

April 27, 2016

That’s what EMV stands for - the three companies that created this whole standard that - while still not even a year old in the United States - has been the standard in several other countries around the world. Although the official liability shift began on October 1, 2015, many people have had different attitudes on how fast - and how well - it’s been progressing. 

With the liability shift, if there is a case of fraud or something of the sort, then the merchant will be liable if they do not accept EMV chip cards. While some companies were prepared right at the start, other companies are just implementing the EMV compatible termin...

April 13, 2016

If you look around you'll see reports about how the EMV liability shift back in October 2015 started to take the fraud trend to online transactions rather than card-present, in-store transactions. This is because the added security of the EMV chip makes it more difficult to steal credit card information during a “dipped” credit card transaction. And as we know crime is greatly based on convenience, fraudsters are more likely to start looking online to steal credit card information since keying in cards does not contain the same security measures as utilizing the EMV chip. 

It’s important to note that there really was no lag time b...

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