Feature Name	PayHub	Square	PayPal	Banks
24/7 Phone Support	Yes	No	No	Yes
Custom Integrations	Yes	No	No	Yes
No Long-Term Contracts	Yes	Yes	No	No
Local Support Team	Yes	No	No	No
Next-Day Funding	Yes	Yes	Yes	Yes
Transparent Pricing	Yes	Yes	No	No
Free Setup & Training	Yes	No	No	No

Built for Every Industry. Supported by Our Local Team.

Smart processing technology backed by hands-on, personalised onboarding and 24/7 account management to keep your business growing.

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Next-Day Funding | Transparent Pricing | Local Support | No Long-Term Contracts

PayHub Payments vs Stripe:
The 2026 Pricing Reality

Talk With a Local Payments Expert

Pricing Category	PayHub Payments	Stripe Payments (Standard)
Online / Invoices	3.29% + $0.20	2.9% + $0.30
Manual Entry (Keyed)	3.29% + $0.20	3.4% + $0.30
Monthly Subscription	$30 - $55 / month	$0
Faster Funding Fee	$0 (Next-Day Standard)	1.5% (Min $0.50 per payout)
Pricing Model	Interchange-Plus	Flat-Rate (Aggregator)
In-Person (Terminal)	2.39% + $0.20	2.7% + $0.05

Talk With a Local Payments Expert

Stripe Paymenrt

In-Person Payments

S2.7% + $0.05

Online / Invoices

2.9% + $0.30

Manual Entry (Keyed)

3.4% + $0.30

Faster Funding Fee

1.5% (Min $0.50 per payout)

Pricing Model

Interchange-Plus

Monthly Subscription

PayHub Payments

In-Person Payments

Starting at 3.29% + $0.20

Online / Invoices

Starting at 3.29% + $0.20

Manual Entry (Keyed)

Starting at 3.29% + $0.20

Monthly Subscription

$30 - $55 / month

Faster Funding Fee

$0 (Next-Day Standard)

Pricing Model

Flat-Rate (Aggregator)

Retail

Eliminate checkout bottlenecks with flexible, secure payment setups that bridge the gap between your physical storefront and online workflows.

Seamless compatibility with industry-standard retail software and barcode scanners

Unified processing architectures for multi-location businesses

Securely tied to custom gift card and loyalty solutions to drive repeat visits

2015-01_Clover-Mini_enviro_cashier-and-client-op-contactless-card-screen_KKR_5154mod.jpg

Restaurants

Keep your dining room moving and your kitchen connected with fast payment tools built for busy food spots.

Syncs smoothly with your restaurant layout and kitchen display screens.

Easy setups for splitting checks at the table or saving cards for open tabs.

Dependable, fast card machines made for quick tap-and-go payments.

E-commerce

Protect your online profits and cut down on lost sales with an easy online checkout page.

Connects directly with major online shopping carts and website plugins.

Built-in security tools to spot fraud and protect your online checkout line.

Easily accept different currencies to sell to customers around the world.

Auto Repair & Tire Shops

Keep your service bays moving with easy ways for customers to pay at the counter or right on their phones.

Connects seamlessly with popular shop management and invoicing software.

Accepts fleet and business cards so you can take on corporate clients.

Send quick text-to-pay links so customers can pay and pick up their keys after hours.

Trade Contractors (HVAC, Electricians, Plumbing)

Get paid faster in the field with tough mobile tools that let your team take payments right at the job site.

Tough mobile card readers built to handle messy or rugged work sites.

Simple setups to collect upfront deposits or milestone payments.

Securely save cards on file for automatic service and maintenance plans.

Quick Service Restaurants

Make more money during rush hour with fast checkout POS setups designed to clear lines quickly.

Super-fast processing for chip cards and smartphone payments like Apple Pay.

Instantly sends order and payment data straight to your existing line setup.

Simple menu options that make checkout quick and easy for your staff.

Veterinary Practices

Give your clinic staff and pet owners a stress-free checkout that fits right into your daily treatment routine.

Connects directly with your practice management software so you don’t have to double-type billing amounts.

Offers flexible care financing options at the counter to help clients cover unexpected surgeries or emergency visits.

Automates recurring monthly billing for custom pet wellness plans and preventative care packages.

Dental Practices

Make patient billing fast and secure, whether they are checking out at the front desk or paying a balance from home.

Pulls up instant payment prompts to collect patient copays and deductibles before they leave the office.

Fully approved to securely process HSA (Health Savings Account) and FSA cards without accidental declines.

Send quick text-to-pay or email links to collect remaining balances after insurance claims clear.

Farm, Markets & Garden Centers

Keep checkout lines short during seasonal rushes with tough, portable card machines built for the greenhouse or outdoor stalls.

Built-in "offline mode" lets you keep running credit cards even if your Wi-Fi drops out in remote lots or fields.

Handheld wireless terminals let your team ring up sales right in the nursery lanes to bust long weekend lines.

Hardware plugs in seamlessly with your existing weight scales and bulk point-of-sale inventory systems.

Professional Service Firms (Accountants, Attorneys, Consultants, Tax Professionals)

Keep your firm’s cash flowing with secure billing pipelines built around client retainers, project fees, and trust accounts.

Ensures strict compliance by safely routing payments to separate trust (IOLTA) and operating bank accounts.

Sets up automatic monthly ACH or credit card drafts so you stop chasing clients for past-due invoices.

Syncs deposit data directly with your accounting software to keep your books completely accurate without manual entry.

Trusted by Local Businesses

Since joining it’s been a seamless addition to business! Thanks for looking out for the small business owner!!! Highly recommended for any electronic transfer needs!

I can’t say enough good things about my experience with PayHub. From the very beginning, their service has been great. I was looking for a reliable payment processing solution for my business, and PayHub delivered beyond my expectations.

They work like a clockwork. When we call with a question, or a problem, they answer right away or solve the problem. We are with them since 2017 and we have no complaints.