Staying Out of Debt: Part 2

Easing the struggle of debt, even in the smallest way, is a main priority for many people, but this is not always the easiest feat to accomplish. We have provided 4 more ways that can help you stay out of the dreaded debt.

1. Budgeting Control Apps: There are plenty of apps out in the market that are great for organizing or creating a monthly budget to keep your finances in on track, in the palm of your hand. Many of these apps have neat features that are color coded for notifying you of different financial situations, like red meaning financial trouble.

2. Choosing Home: Even the simplest actions can help with the issue of debt. Skipping that coffee run and making a pot at home, or cooking meals rather than going out to eat regularly can really save you a ton of money. Cutting back on the little things and choosing what you already have at home can give your bank account some ease.

3. Cancel Subscriptions: Unsubscribe to any memberships that you don’t use anymore. You most likely have multiple subscriptions that you haven’t used in years and have forgotten about. Go through all your active subscriptions and make sure you only remain subscribed to memberships you use often can save a lot of money in the long run.

4. Credit Card Rewards: Credit Cards offer great rewards that you can easily redeem. This can help you save money with offers like cash back, and provides points that can be used for a variety of different things such as mileage, airfare, merchandise and much more. These rewards are super helpful and useful if you redeem them in place of spending your own money on them.

Source: www.clark.com