June 8, 2016

Last post we were primarily discussing the Clover™ Station.  Although we introduced the entire Clover™ family! Today we are going to be discussing the Clover™ Mini in more depth. The Clover™ Mini bring more payments and more power with less clutter! This cool little device is easy to move and frees up valuable counter space to use as you need.

Why a Clover™ Mini?

When you're tight on space or time, Clover™ Mini saves the day.  Give customers the convenience of paying with multiple payment types, protect their sensitive information - as well as your own - and have the flexibility you've always wanted wi...

June 6, 2016

Maybe you have hear the buzz about Clover™er, maybe not.  But Clover™ has hit the market with a big bang! Clover™ has expanded their offering to a number of products that have been created to be serve a multitude of business needs.  From a sleek, yet powerful Point-of-Sale (POS) system to a small, compact mobile processing option.  Clover™ has really touched on the needs of many business owners.

This week we are going to be discussing the Clover™ Station.

It is an all-in-one POS system, that goes just beyond accepting credit card payments.  This sleek counter-top sitting station enhances all aspects of your...

May 30, 2016

We know that e-commerce websites have been on the rise - but we also realize that brick-and-mortars are still just as important. The best way to deal with this issue? Get your storefront up-to-date with the same attractions your online store has. If you think about it, so many people flock to shopping online, not only because of the convenience and the control, but because of all the great, “secret” deals you can find there that are not necessarily found in-store.

We know that the transaction itself is important - the point of sale when the customer has finalized their choice and pays for their product or service. Yet there are so...

May 25, 2016

The previous months have had a lot of talk about when the government gets to step in and rule over any company’s right to protect their customers’ data and personal information. The problem is that we’re being asked to decide on an issue that is being presented so black and white, which explains why the administration was even divided on the issue. Since cyber fraud is ever changing and the top criminals are always thinking up their next ploy, it would mean that any bill would have to be pretty broad in order to cover the full spectrum of possibilities - the only way to make it effective. 

What’s going on here is that, y...

May 23, 2016

With all of the fraud that is out there these days - especially credit card fraud - it’s easy to see how real-time notifications and alerts can be a game-changing benefit to the industry. We already know that our credit card company can call us to report suspicious activity if they see that $2,000 was spent shopping in a different state across the U.S. and we know we weren’t there. However, we’re finding these things out after the transaction has already happened and the fraudster could be in the next country by now.

Additionally, credit card companies want to be able to communicate with their customers on other important an...

May 18, 2016

So your business is in need of a remodel and equipment replacement. Pronto. As in all of your equipment has failed and you need to purchase all new ones, and you can’t run your business without them. It’s clear you might need a loan or some quick cash, but you don’t want to use your company credit card or you know the bad credit will prevent you from getting the loan you need. 

If your business has ever been in a similar situation, then a cash advance is usually your best bet, and can be offered by your merchant services provider. Typically, a merchant can give another business a cash advance with the idea that the merchant will r...

May 16, 2016

For a while now we’ve been talking about the current and future status of brick-and-mortars. While we’ve decided they’re certainly not dead, there is something to be said for knowing when it’s time to cut the cord and take your business online. Last month Michael C. Fina announced they were doing just that.

When foot traffic has increasingly been on a downward spiral, that should speak to your business - not that it’s failing, but that with the changing times, it might benefit you to take your company to a different platform. Usually this means a business might add an e-commerce portion to their website, but for some, like Michael...

May 11, 2016

For a little over a year now, Amazon has been advertising their Dash Buttons - pretty self-explanatory, where you can purchase things in just a dash with the click of a button. The number one benefit to the consumer? A frictionless shopping experience. The number one benefit to the merchant? Brand loyalty.

The way it works is relatively simple - you just need to have an Amazon Prime membership ($99 annually). If you already have one - you purchase one of these brand-specific dash buttons (currently offering over 100 brands). The cost is $4.99, but the idea is that this money is credited back to you when you make your first purchas...

May 9, 2016

So you may have the latest credit card terminal, but what about the accessories that go along with it? You don’t hear about these kinds of tools that can help taking credit cards easier, so here we’ll go over some available add-ons out there.

Paper - you will need rolls of thermal paper so that you can print out receipts for your customers. This special paper is coated with a chemical so that, when exposed to heat, the paper will change color in the form of the transaction info being printed on the receipt

Replacement Cable - these link the credit card terminal and your pin pad together. Just make sure you’re matching up the right...

May 5, 2016

More and more we’re finding it’s much easier to find services needed to run a business through the same company that processes all of our credit card transactions - it simply makes sense since they have all of the data needed to create an online gateway or begin a gift card program. Here we’ll take a look at what merchant services companies offers that can help provide all of your payment business needs under one hub. 

EMV-Compliant Terminals & Credit/Debit Card Processing - on October 1, 2015, there was a liability shift in accepting swiped credit and debit cards.  This was the starting block for the process of transitioning busi...

May 2, 2016

Now that we better understand the process it’s going to take to get nationwide acceptance and practice of EMV compatible terminals, let’s take a look at why chip cards is the new secure way to pay. 

Traditional mag stripe cards are quite easy for fraudsters to hack - as long as the card is working, all they need to do is replace the signature, or even simpler, just forge it. In this scenario, the credit card can continue to be used for fraud until it is cancelled - way after tons of purchases have already been made.

The idea with having a chip card is that the data being passed through during a transaction is ever changing - unlike...

April 27, 2016

That’s what EMV stands for - the three companies that created this whole standard that - while still not even a year old in the United States - has been the standard in several other countries around the world. Although the official liability shift began on October 1, 2015, many people have had different attitudes on how fast - and how well - it’s been progressing. 

With the liability shift, if there is a case of fraud or something of the sort, then the merchant will be liable if they do not accept EMV chip cards. While some companies were prepared right at the start, other companies are just implementing the EMV compatible termin...

April 25, 2016

It’s no secret that this year so far has seen an increase in popularity of alternative payment methods - accepting ways to pay other than cash or credit cards. Accepting payments has become much more widespread over a variety of platforms, and people are catching on - customers are found to embrace with open arms the ability to pay in as many different ways innovators can think up. However, while we are currently in the trial and error phase, much like other phases society has experienced, once the dust settles we will be left with the main players (think Samsung and Apple) that will take us to the next level of payments. 

So when...

April 20, 2016

It’s time we delved into what the IoT actually is and what it could mean for your business - both now and in the future. Essentially when we discuss the Internet of Things - a term that has been around since 1999 - we’re referring to the connections between two or more machines. And we’re not just talking about the ability for a machine we build to collect data and information. It’s what it does with that data, in real-time, that is so innovative and valuable. Traditionally, our printer can tell us when we’re running low on the color ink cartridge. With the IoT, everything is taken one step further by contacting our supplier and...

April 18, 2016

If you fall under the category of special events, fall festivals, window ice cream shops, fundraising, weddings, or Christmas tree lots, then you probably have an off-season to your business. It also means you might have a difficult time finding the right merchant services provider for your company. Most credit card processors charge on a monthly basis and it might not be easy to switch your account on and off if you know you won’t be accepting any credit cards during the month of December. When shopping around for the right merchant account, here are some things to look for, and be wary of, to make sure you’re paying the right p...

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